Complete Financial Services for Every Need
Savings, deposits, loans and more — designed to empower your financial goals at every stage of life.
Six ways we help you grow
Every product is built on the same promise: transparent terms, competitive rates and a member-first approach.
Savings Account
Safe & Rewarding Everyday Banking
Earn attractive interest on your everyday savings with zero minimum balance and a free passbook.
- Interest up to 4.50% p.a. on your savings balance
- Zero minimum balance requirement for members
- Free passbook and account statement facility
- Nomination facility available
- Interest credited quarterly to your account
Fixed Deposits
Grow Your Money with Assured Returns
Lock in your money at up to 8.50% p.a. for tenures ranging from 1 month to 5 years.
- Interest rates up to 8.50% p.a. for senior members
- Tenure from 1 month to 60 months (5 years)
- Loan against FD available up to 80% of value
- TDS applicable as per Income Tax regulations
- Premature withdrawal with applicable penalty
Recurring Deposits
Build Disciplined Monthly Savings
Build a habit of saving monthly with our RD scheme — start with just ₹500 per month.
- Monthly investment starting from just ₹500
- Tenure from 12 months to 60 months
- Interest rate up to 8.25% p.a.
- ECS / Auto-debit facility from savings account
- Maturity proceeds credited directly to savings
Personal Loan
Quick Funds for Personal Needs
Quick personal loans up to ₹10 Lakhs at competitive rates with minimal documentation.
- Loan amount from ₹50,000 to ₹10,00,000
- Interest from 11.00% p.a. — among the lowest
- Flexible repayment from 12 to 60 months
- Minimal documentation — just 3 documents
- Approval in 24 to 48 working hours
Business Loan
Grow Your Business with Confidence
Fuel your business growth with loans up to ₹50 Lakhs and flexible repayment tenures.
- Loan amount from ₹1 Lakh to ₹50 Lakhs
- Interest from 12.00% p.a. on reducing balance
- Repayment tenure from 12 to 84 months
- For traders, manufacturers & service providers
- Overdraft facility for working capital needs
Gold Loan
Quick Funds Against Your Gold
Get instant funds against gold ornaments at low interest rates — loan in just 30 minutes.
- Loan in just 30 minutes against gold ornaments
- Up to 75% of gold's market value as loan
- Interest from 10.50% p.a. — lowest in category
- Tenure from 3 months to 12 months
- Gold stored safely in insured vaults
Not sure which product fits you?
Talk to our team and we'll help you choose the right savings, deposit or loan option for your needs.