Families
Safe savings, recurring deposits and fixed deposits that fund children's education, weddings and everyday security.
SavingsRecurring DepositFixed Deposit
RBI Regulated · MSCS Act 2002 RegisteredYour Trusted
Your Trusted
Financial Growth
Partner
SPG Multistate Co-operative Credit Society Ltd. has been empowering families, farmers, and small businesses with reliable savings, deposits, and loan services since 2005.
0%Best FD rate p.a.
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MSCS Act 2002 RegisteredCentral Registrar of Co-op SocietiesAnnually Audited · Clean RecordSSL Secured · Data Protected20+ Years of Trusted Service50,000+ Members StrongMSCS Act 2002 RegisteredCentral Registrar of Co-op SocietiesAnnually Audited · Clean RecordSSL Secured · Data Protected20+ Years of Trusted Service50,000+ Members Strong
Who We Serve
Built for the people who build India
We exist for the households and enterprises that mainstream banks overlook — especially across semi-urban and rural Maharashtra, Madhya Pradesh and Gujarat.
Farmers
Seasonal credit and instant gold loans that respect the rhythm of the harvest — with fair rates and no red tape.
Gold LoanSeasonal CreditDeposits
Small Businesses
Working-capital and business loans up to ₹50 Lakhs with flexible repayment — capital that grows with your shop or enterprise.
Business LoanOverdraftPersonal Loan
Our Services
Complete Financial Solutions Under One Roof
From everyday savings to long-term investments and business loans — SPG Credit Society has a product for every financial goal.
Up to 4.50% p.a.
Savings Account
Safe & Rewarding Everyday Banking
Earn attractive interest on your everyday savings with zero minimum balance and a free passbook.
Open AccountUp to 8.50% p.a.
Fixed Deposits
Grow Your Money with Assured Returns
Lock in your money at up to 8.50% p.a. for tenures ranging from 1 month to 5 years.
Book FDFrom ₹500 / month
Recurring Deposits
Build Disciplined Monthly Savings
Build a habit of saving monthly with our RD scheme — start with just ₹500 per month.
Start RDFrom 11.00% p.a.
Personal Loan
Quick Funds for Personal Needs
Quick personal loans up to ₹10 Lakhs at competitive rates with minimal documentation.
Apply NowUp to ₹50 Lakhs
Business Loan
Grow Your Business with Confidence
Fuel your business growth with loans up to ₹50 Lakhs and flexible repayment tenures.
Apply NowIn 30 minutes
Gold Loan
Quick Funds Against Your Gold
Get instant funds against gold ornaments at low interest rates — loan in just 30 minutes.
Apply Now0+
Active Members
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Branch Offices
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Years of Service
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Best FD Rate
Why Choose Us
Banking Built on Trust & Transparency
For over two decades, SPG Multistate Co-operative Credit Society has stood for financial integrity, member welfare, and community development.
MSCS Act 2002 Registered
Fully registered and compliant with the Multi-State Cooperative Societies Act, regulated by Central Government.
Member Funds Protected
Your deposits are safe with us. We maintain mandatory reserve ratios and conduct annual audits.
Fast Loan Approvals
Personal and gold loans processed within 24–48 hours. Minimal documentation required.
Member-First Approach
As a cooperative, profits are returned to members through better rates and dividends.
How It Works
Your journey to financial growth
Becoming a member takes minutes — and opens the door to savings, credit and a share in a community-owned institution.
01
Become a Member
Join with simple KYC and a small share contribution. Membership makes you a part-owner of the society.
02
Save or Deposit
Open a savings account, start a recurring deposit, or book a fixed deposit at the best co-operative rates.
03
Access Credit
Apply for a personal, business or gold loan — most approvals come through within 24 to 48 working hours.
04
Grow Together
Enjoy better rates, returns and member benefits as our profits flow back to the community that owns us.
Transparent Rates
Rates that reward your trust
No hidden charges, no fine print. Our interest rates are among the most competitive in the co-operative sector — and we publish them openly.
Current Interest Rates
Effective rates · subject to periodic revision
| Savings Account | 4.50%p.a. |
| FD — 1 Year | 7.75%p.a. |
| FD — 2 Year | 8.00%p.a. |
| FD — 3 Year | 8.50%p.a. |
| Personal Loan | 11.00%p.a. |
| Gold Loan | 10.50%p.a. |
| Business Loan | 12.00%p.a. |
Testimonials
What Our Members Say
Thousands of families and businesses trust SPG Credit Society with their financial goals.
“I've been a member for 12 years. The FD rates are unbeatable and the staff is always helpful. Got my personal loan approved within 2 days — absolutely hassle-free process!”
RK
Ramesh Kulkarni
Member since 2013 · Pune
Ready to Start Your Financial Journey?
Join 50,000+ members who trust SPG Credit Society for their savings, deposits, and loans.